# Payments

Linking a bank account is the third step in the sFOX Connect API onboarding flow.

In these requests, you will provide bank account information for your user and confirm micro-deposits sent to that user's account.

Once confirmed, the user will be able to deposit funds via Wire and ACH transfers into their sFOX account. To get the correct wire instructions, you can call the GET Wire Instructions endpoint detailed in this collection.

{% hint style="info" %}
All banking endpoints will require a User Authentication Token for authorization. Using an Enterprise API Key will result in an error.
{% endhint %}

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### Interactive Demo

{% embed url="<https://www.figma.com/proto/Lsay3m41vNwmfpMpdYMcH8/Connect-Add-Banking?mode=design&node-id=18-6051&page-id=0:1&scaling=contain&starting-point-node-id=18:6051&t=vY6Q6oXhKldXadzB-1&type=design&viewport=2677,1054,0.07>" fullWidth="false" %}


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# Agent Instructions: Querying This Documentation

If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.

Perform an HTTP GET request on the current page URL with the `ask` query parameter:

```
GET https://docs.sfox.com/connect/rest-api/payments.md?ask=<question>
```

The question should be specific, self-contained, and written in natural language.
The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.